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Mortgage Center

Larry King
Real Estate Loan Consultant

NMLS # - 555694

417 Main Street
East Hartford, CT 06118

Office 860-568-2020 ext. 5350
Cell Phone: 860-461-6037
Fax: 860-291-6352

Email: larry.k@aefcu.com

Larry serves residents of cities and towns located in New Haven County.

Larry brings over 13 years of real estate and mortgage lending experience serving the New Haven and Bridgeport markets. Larry specializes in servicing first-time homebuyers and programs designed to make homeownership more accessible for new homeowners. Larry earned his Bachelor Degree from Yale University. He also obtained his real estate license in 2004. Larry is a volunteer teacher the non-profit organization, Neighborhood Housing Services of New Haven.


American Eagle Financial Credit Union Benefits

Why American Eagle?

American Eagle understands the importance of our members, and treats each person with the respect they deserve as a member. If you are currently not a member of American Eagle, please read below to see if you qualify for membership. As a member, you will experience superior customer service, competitive rates and low fees. Join us today and experience the credit union way!

Owning real estate is one of the biggest decisions that you will ever make. That is why our lending team is ready to guide you each step of the way! If you are thinking of purchasing a home, our Mortgage Loan Consultants are here to help you determine how much you can afford while finding the best loan product to fit your needs. If you haven’t owned a home in three years, you may qualify for our First Time Home Buyer $1000 closing cost credit (see below for qualifications).

American Eagle also offers competitive rates for those looking to refinance. We offer loans that will allow you to strictly refinance your rate and payment, as well as programs that offer you cash at closing to consolidate bills or make home improvements!

Our Mortgage Products include:

  • Fixed and Adjustable Rate Options
  • Jumbo mortgages (see below)
  • Loan Pre-qualifications
  • First Time Home Buyer Options (see below)
  • Loan Servicing for the life of the loan

American Eagle makes it easy to buy your first home. We offer first time homebuyers:

  • As low as 3% down on conventional mortgages
  • Low MI payments
  • $1000 credit towards closing costs
  • No income or purchase price limits
  • 0 points

Click on the Personalized Quote Box to the right, and see the cost savings for your particular scenario!

American Eagle offers competitive low rate options for a member in need of a mortgage in excess of $424,100.

  • As low as 5% down on mortgages under $636,150.
  • 60 day rate locks available

American Eagle offers a variety of adjustable rate loan programs that may fit your needs. Adjustable Rate Loans, also referred to as ARMS, may offer a lower introductory rate than a fixed mortgage product. However, the rate is not fixed for the term of the loan, and will adjust after the fixed portion of the loan has expired.

American Eagle offers the following Adjustable Rate Loans:

  • 5/5 ARM (Fixed for 60 months, adjusts every 60 months for remainder of loan)
  • 7/1 ARM (Fixed for 84 months, adjusts every 12 months for remainder of loan)
  • 10/1 ARM (Fixed for 120 months, adjusts every 12 months for remainder of loan)

Rate Watch

Let us keep an eye on rates for you! Sign up for Rate Watch and you have Two features available to you. We can email you when rates reach your specified target, or we can email you current rate information on a regular basis.

Today's Rates

Fixed Rates
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.726%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.512%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.047%  0.000%
Adjustable Rates
10/1 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.424%  0.000%
7/1 Year Adjustable Rate
 Rate  APR  Points
 3.375%  4.570%  0.000%
5/5 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.898%  0.000%

Personalized Quote